Religare Health Insurance Review/ Care Health Insurance Review| North Loop Official Blog
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11 Sep 2020

Religare Health Insurance Review/ Care Health Insurance Review

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Religare Health Insurance Company Limited or Care Health Insurance Limited Background and Overview-

Religare Health Insurance Company Limited (now Care Health Insurance Limited) is an Indian Health Insurance company with its headquarters in Gurgaon, Haryana.

The company has over 140 offices across the country. It also has a strong network of 7800+ partnered hospitals across the length and breadth of the country.

Religare/Care Health Insurance Claim Settlement Ratio -

The claim settlement ratio of the company is 92.83% with 6.95 lakh claim services.

Religare Health Insurance Company Limited provides a wide array of insurance-related services, ranging from Religare health insurance plan, Religare travel insurance, corporate insurance etc. on its insurance app. The insurance app allows you to manage your health insurance policies in a better manner.
Profile image2: Religare/Care Health Insurance Claim Settlement Ratio -
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Given below is Religare Healthcare Company Limited’s insurance review as well as the elaborate list of various Insurance schemes offered by it-

Religare Health Insurance Company Limited (now Care Health Insurance Limited): Policies and schemes-

Before dwelling into the various insurance policies and schemes offered by Religare Healthcare Company Limited or Care Health Insurance Limited, let us start by understanding what health insurance is-

Health Insurance is a product/policy that provides coverage for all medical-related expenses incurred, specified in the policy document, for individuals or a group of individuals. The insured person has to pay a fixed amount of premium monthly/regularly as agreed upon until the term-end to the insurance company (insurer). The insurer promises to cover the relevant expenses when it arises.

The expenses covered conventionally pertain to the treatment of any injury, disease, or illness. These expenses get either reimbursed by the insurer or settled with the hospital directly.

Religare Health Insurance Company Limited Plans and Policies-

Religare Health Insurance Company Limited offers various schemes and policies for Indians such as Religare Health Insurance plan, Religare Travel insurance, corporate insurance, etc.

Cancer Insurance Plan-

This policy provides coverage from Rs. 10 Lakhs up to Rs. 2 crores. It covers cancer treatment like Chemotherapy and Radiotherapy as well as in-patient hospitalization.

Critical Illness Insurance-

This policy provides coverage from Rs. 10 Lakhs up to Rs. 2 crores, Pre-Hospitalization and post Hospitalization expenses are also covered. Entry age ranges between 5 years and 50 years.

1 Crore Health Insurance Policy-

This policy provides coverage of up to Rs. 1 Crore. Pre-hospitalization and post-hospitalization expenses also get covered in it along with in-patient hospitalization expenses.

Health Insurance for Family & Individual-

This policy provides coverage between Rs. 4 Lakhs to Rs. 6 Crores for an entire family, pre-hospitalization and post-hospitalization expenses covered.

Health Insurance for Diabetes, High BP & BMI-

This policy provides coverage from Rs.3 Lakhs up to Rs. 10 Lakhs, pre-hospitalization and post-hospitalization expenses covered, Dialysis treatment covered up to sum insured.

Health Insurance for Senior Citizens-

This policy provides coverage from Rs.3 Lakhs up to Rs. 10 Lakhs for senior citizens, pre-hospitalization and post-hospitalization expenses covered. The minimum age of the applicant is required to be 61 years.

Maternity Health Insurance with New Born Baby Cover -

This policy offers a perfect concoction of maternity and hospitalization insurance. Coverage provided for newborn baby, pre-hospitalization, and post-hospitalization expenses also get included in it.

Health Insurance for Heart Patients-

This policy provides coverage from Rs.3 Lakhs up to Rs. 10 Lakhs. Pre-hospitalization and post-hospitalization expenses get covered along with cardiac health check-up.

Top Up Health Insurance Plan-

This policy is an add-on to an existing policy with Care Health Insurance Limited. The policy provides coverage from Rs.1 Lakh up to Rs. 30 Lakhs along with pre-hospitalization and post-hospitalization expenses.

Arogya Sanjeevani Health Insurance Policy-

This policy provides coverage of Rs. 5 Lakhs, pre-hospitalization and post-hospitalization expenses covered. The sum insured is offered on an individual as well as family floater basis.

Religare/Care Health Insurance Renewal Online -

You can follow these simple steps given below to renew your Care Health Insurance policy online:

Visit the official website of Care Health Insurance and navigate to the Health Insurance Renewals page.

Fill all the relevant policy details such as policy number etc.

Fill your existing details such as date of birth and contact number.

Click on the “Let’s Renew” option.

Check the policy details, especially the premium amount.

Make the payment online via the most suitable mode available.

Receive your confirmation via email after the successful renewal of your Religare/Care Health Insurance policy.

Care Health Insurance Premium Chart -

You can access the Care Health Insurance Premium Chart on their website and use their Care Health Insurance Premium Calculator.

How to Use Care Health Insurance Premium Calculator?

Go to the Health Insurance Premium Calculator Page on its website.

Enter the required details such as the number of members covered in the plan etc.

Mention the sum insured or the amount of coverage.

Add the relevant policy tenure details.

Click on the Calculate Premium button to find out the approximate amount payable based on the above details.

Religare Customer Care Email Address - customerfirst@careinsurance.com

Customer care email address:

Religare Toll-free Number/Customer Care Number: 1800-102-6655/ 1800-102-4488

Toll-free number/customer care number:

Religare Health Insurance Rating -

The Religare Health Insurance or Care Health Insurance rating on different portals is as follows -

Insurancedekho - 4.4 on 5 (based on 264 reviews)

Policybazaar - 4.3 on 5 (based on 48 reviews)

Religare Health Insurance Hospital List -

You can also get the Religare Health Insurance Hospital List for several Indian metropolitan cities like Delhi, Mumbai, Kolkata etc.

You can access the Religare Health Insurance Hospital List in Delhi PDF here -My Insurance Club Religare Hospital List

You can get the entire Religare Health Insurance Hospital List in Delhi PDF here with their name and address along with the exact location on Google maps.

You can access the Religare Health Insurance Hospital List in Mumbai PDF here -My Insurance Club Religare Hospital List

You can get the entire Religare Health Insurance Hospital List in Mumbai PDF here with their

name and address along with the exact location on Google maps.

You can access the Religare Health Insurance Hospital List in Kolkata PDF here - My Insurance Club Religare Hospital List

You can get the entire Religare Health Insurance Hospital List in Kolkata here with their name and address along with the exact location on Google maps.

Before deciding on purchasing the apt health insurance policy, you should go through the various stages of adequate planning and shortlisting after weighing out all the options. The requirements can vary depending on whether you are purchasing the health insurance policy for yourself, or family, or your parents/any other senior citizens within the family.

Religare Health Insurance Company Limited/ Care Health Insurance Limited has several policies that cater to all these needs. However, if you want to opt for life insurance and health insurance policies online at low premiums and high coverage, you can register with North Loop. The sign up takes only a couple of minutes.

Suggested Reads:

Star Health Insurance Review

ICICI Insurance Review

United India Insurance Review

Oriental Health Insurance Review

Reliance Insurance Review

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This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. It is not intended be advice. You must obtain professional advice before taking, or refraining from, any action on the basis of the content in this publication. The information in this publication does not constitute legal, tax, investment or other professional advice from North Loop or its affiliates. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date. All opinions expressed do not reflect the views of North Loop nor are endorsed by North Loop.