Best Credit Cards UAE| North Loop Official Blog
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16 Nov 2020

Best Credit Cards UAE

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Credit: North Loop

Introduction -

A credit card is a financial product that can get used for various everyday activities such as the purchase of groceries, household supplies, and other goods and services. It is also a beneficial resource for making high-value transactions during purchases of travel packages, jewellery or household utilities like TV etc. The overall ability of credit cards to fulfil any monetary requirement makes it a coveted financial instrument. Now when you look at the list of credit cards available in the UAE market, the options are innumerable. Ranging from travel, cashback to reward and balance transfer, there are a plethora of credit cards available in the UAE market. However, in this article, we shall focus on the best ones available in the UAE.

List of best credit cards in the UAE -

Here is the list for the best credit cards in the UAE based on their different categories -

Best Cashback credit cards - Cashback credit cards pay back some percentage of your purchases or transactions in the form of cash. While some banks offer a credit back to your card account, others provide you with an option to redeem the cashback points for discounts and offers. Mostly cashback gets offered on a monthly or annual basis. Here is the list of some of the best cashback credit cards in the UAE -

>>>FAB Cashback credit card
Emirates Islamic Cashback Plus credit card
Citibank Citi Cashback credit card
Deem Titanium Cash Up credit card
Deem Platinum Cash Up credit card
Standard Chartered Platinum credit card
RAKBANK Titanium credit card
CBD Super Saver credit card
Najm Platinum Plus Cashback credit card

Travel credit cards - Travelling can get expensive. From air tickets to hotel bookings, there is a wide variety of expenses involved when it comes to travelling and planning for the same. With these things in mind, many banks now offer />>>>credit cards that focus primarily on travel benefits such as free airport lounge access, air miles, skyward miles, complimentary travel insurance, discount on flight tickets and hotel bookings etc. These credit cards are best suited for those of you who are frequent fliers and can help you reduce the burden of bearing all the travel-related expenses. Here are some of the best travel credit cards available in the UAE -

Deem MasterCard Platinum Miles up credit card
ADCB Traveller credit card
Najm Voyager Signature credit card
ADIB Etihad Visa Platinum credit card
Emirates NBD Skywards Signature credit card

Rewards and offers credit cards - If you love a good shopping spree and enjoy receiving rewards on your purchases, these are the right kind of credit cards for you. They offer several lucrative benefits and privileges to cardholders like rewards in the form of cashback, air miles, lifestyle discounts, and more for the amounts that you spend with your card. Let us now take a look at some of the popular reward credit cards in the UAE -

ADCB TouchPoint Infinite credit card
ADIB Value+ credit card
HSBC Platinum Select credit card
Emirates Islamic Flex Elite credit card

Balance Transfer credit cards - A balance transfer card helps to transfer high-interest outstanding debt from one card to the other at a low rate of interest. Here’s taking a look at some of the best balance transfer credit cards available -

Mashreq Platinum Elite credit card
HSBC Black credit card
Emirates Islamic Skywards Infinite credit card
ADCB Etihad Guest Platinum credit card
Deem MasterCard Titanium Cash Up credit card

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Annual fee and salary requirement -

   
Bank   
   
Card Name   
   
Minimum Salary Requirement   (in AED)   
   
Annual Fee (In AED)   
   
Citibank   
   
Citibank Citi Cashback   credit card   
   
8000
   
   
   
300   
   
Standard Chartered   
   
Standard Chartered   Platinum credit card   
   
5000   
   
525   
   
RAKBANK   
   
RAKBANK Titanium credit   card   
   
10000   
   
Free for life   
   
CBD   
   
CBD Super Saver credit   card   
   
8000   
   
840   
   
Najm   
   
Najm Platinum Plus   Cashback credit card   
   
7000   
   
420   
   
Deem   
   
Deem Mastercard Platinum   Miles Up credit card   
   
10000   
   
Free for life   
   
ADCB   
   
>>ADCB Traveller credit   card   
   
20000   
   
1050   
   
Najm   
   
Najm Voyager Signature   credit card   
   
12000   
   
523.95   
   
ADIB   
   
ADIB Etihad Visa   Platinum credit card   
   
10000   
   
700   
   
Emirates NBD   
   
>Emirates NBD Skywards   Signature credit card   
   
15000   
   
700   
   
Mashreq   
   
Mashreq Novo credit card   
   
-   
   
300   
   
Emirates NBD   
   
Emirates NBD Go4it Gold   Card   
   
5000   
   
99   
   
CBD   
   
CBD Smiles Visa   Signature credit card   
   
15000   
   
999   
   
RAKBANK   
   
RAKBANK World credit   card   
   
35000   
   
999   
   
Emirates NBD   
   
Emirates Citibank Ultima   credit card   
   
36750   
   
3000   
   
ADCB   
   
ADCB Touchpoint Infinite   credit card   
   
40000   
   
1050   
   
ADIB   
   
ADIB Value+ credit card   
   
5000   
   
Free for life   
   
HSBC   
   
HSBC Platinum Select   credit card   
   
5000   
   
Free for life   
   
Emirates Islamic   
   
Emirates Islamic Flex   Elite credit card   
   
25000   
   
700   
   
Mashreq   
   
Mashreq Platinum Elite   credit card   
   
7000   
   
682.5   
   
Deem    
   
Deem Mastercard Titanium   cash up credit card   
   
5000   
   
200   
   
HSBC   
   
HSBC Black credit card   
   
-   
   
1500   
   
Emirates Islamic   
   
Emirates Islamic   Skywards Infinite credit card   
   
25000   
   
2000   
   
ADCB   
   
ADCB Etihad Guest   Platinum credit card   
   
-   
   
525   


You can also enjoy a wide range of financial solutions in the credit space with North Loop. We are a digital banking and investment platform and offer zero balance online accounts with no hidden fees or extra charges. Our customer support system is also available 24*7 to ensure you have a seamless online banking experience.

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This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. It is not intended be advice. You must obtain professional advice before taking, or refraining from, any action on the basis of the content in this publication. The information in this publication does not constitute legal, tax, investment or other professional advice from North Loop or its affiliates. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date. All opinions expressed do not reflect the views of North Loop nor are endorsed by North Loop.