Emirates NBD Review| North Loop Official Blog
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North Loop
06 Nov 2020

Emirates NBD Review

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Introduction -

Emirates NBD is a Dubai government-owned bank and is one of the largest banking groups in the Middle East in terms of assets. It was initially formed as National Bank of Dubai (NBD) and later got merged with Emirates Bank International (EBI) to form Emirates NBD. It currently has more than 9000 people employed, representing 70 nationalities and making it one of the largest employers in the UAE. The total asset of the bank is around AED 500 billion, and it has operations in the UAE, Egypt, India, Saudi Arabia, Singapore and the United Kingdom.

Emirates NBD top 2 savings account -

Savings accountt - The interest rate is at 0.20%, and it gets calculated on the minimum monthly balance.

Smart Saver Account - Interest rate up to 1.25% for AED, up to 0.75% for USD, up to 0.40% for GBP

Get a zero-balance, no-fee NRE/NRO account with North Loop in 5 minutes

Emirates NBD credit card -

Skyward credit card - Minimum salary required AED 50000
Visa infinite credit card - Minimum salary required AED 50000
U By Emaar Infinite Credit Card - Minimum salary required AED 30000
LuLu 247 Mastercard Platinum credit card - Minimum salary required AED 15000
Visa Flexi credit card - Minimum salary required AED 15000
Mastercard Platinum credit card - Minimum salary required AED 12000
Visa Platinum credit card - Minimum salary required AED 12000
U By Emaar Signature credit card - Minimum salary required AED 15000
U By Emaar Family credit card - Minimum salary required AED 5000

NBD prepaid card enquiry -

Activation and prepaid card enquiry can get done in the following ways -

By keeping the prepaid card handy, you can use the four-digit authentication code provided to you to login and activate your card. The enquiry for the same can also get done by calling helpline numbers like +971600540000.

The activation can also get completed through Emirates NBD ATM by taking the following steps -

Insert your prepaid card in the ATM
Enter authentication code sent as an SMS to the mobile number.
Choose prepaid card activation.
Enter the four-digit PIN and confirm the same.

Features of home loans for UAE nationals -

Home loan up to AED 15 million or 96 times your salary, whichever is lower
Financing up to 85% of the property value
Loan tenor up to 25 years
Available for salaried and self-employed individuals

Features of Emirates NBD online banking -

Facility to transfer funds between various Emirates NBD accounts
Issue of time deposits and certificates of deposits
Ability to view current and previous credit card transactions and statements
Ability to open a new sub-account in different currencies
The facility of paying bills via NBD online personal banking
Option to perform credit card payments through NBD online banking
Option to place loan requests
Insurance and investment services
Credit card application facility
Option to activate, change the pin and block debit or credit card using online personal banking and login details

Swift Code and details to transfer money to Emirates NBD Bank -

Bank name: Emirates NBD BankAddress: Emirates NBD Head Office, P.O. Box 777, Deira, Dubai - United Arab EmiratesPhone number:

Customer Reviews -

Emirates NBD has a 92% negative vote on a trusted online customer review platform. Users have criticised everything beginning from their phone hotline service to money transfer facilities, customer services, credit card activation facility, and even global banking facilities. That means even though Emirates NBD may be an old name in the banking industry in Dubai, it has failed to impress its customers. The reasons for that maybe its slow services, poor customer support, and delayed money transfer facilities.

If you wish to open an online bank account and enjoy digital banking services from anywhere in the UAE, you can do so with North Loop. We offer a wide range of financial products and services like personal loans, home loans, insurance services, investment instruments, NRE account, savings account, fixed deposits etc. The application process is quick, and our customer support system is also available 24*7 to ensure you have a seamless banking experience.

To sign up with us, click here.

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This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. It is not intended be advice. You must obtain professional advice before taking, or refraining from, any action on the basis of the content in this publication. The information in this publication does not constitute legal, tax, investment or other professional advice from North Loop or its affiliates. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date. All opinions expressed do not reflect the views of North Loop nor are endorsed by North Loop.